Money For Nothing...
I forgot I opted out of SERPS yonks ago (1988?). Someone at work had suggested it might be a good idea. It'd mean my state pension would be lower but what the hell. What did I know? I signed a form and that was that. Well it turns out that unbeknownst to me the resulting contributions were being put into a pension fund (well three separate funds actually) with Friends Provident. I got a letter today saying that FP is going to demutualise and I'm in line for a windfall. Might be quite a bit of money. Yipeee. Double-yippee 'cos Mark has a FP account too! We're gonna go S-H-O-P-P-I-N-G.
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